Summary A modern BCom in Banking and Finance teaches how money behaves when technology and trust collide. Crypto shows the cost of weak governance: FTX raised more than $1.8 billion from equity investors before U.S. regulators alleged fraud. Central bank digital currencies show that new money needs willing users: the digital rupee (e鈧�) in circulation fell to 鈧�771.7 crore by March 2026. Bank crises show how fast confidence can vanish: depositors pulled more than $40 billion from Silicon Valley Bank in one day. The degree links these events to regulation, risk and data analytics, and to careers in banking, markets and fintech. Introduction Banking was long taught as a calm subject of ledgers, loans and branch routines. Recent events have changed that picture. A crypto exchange that promoted itself as safe saw its founder charged with fraud. Central banks, including the Reserve Bank of India (RBI), began testing money in digital form. A large American bank failed after a deposit run of less than 24 hours. These stories share three questions: who carries the risk, who stands behind the money, and who supervises the institution. A BCom in Banking and Finance trains students to answer them with evidence rather than opinion. Crypto: The First Lesson in a BCom in Banking and Finance In its concept note on CBDCs, the RBI states that private cryptocurrencies have no intrinsic value and are geared to bypass regulated intermediaries. The Union Budget 2022-23 speech announced a 30 per cent tax on income from transferring …










